E. Denise Turner-Byfield
When I purchased my first home, I was lost, and my parents never told me or discussed with me the home-buying process or the financial impact of credit and purchasing a home. In addition, the lender and realtor worked together for their benefit and not mine. I realized that I wanted to teach people what I was never taught and didn't learn and help people of marginalized communities live the dream of home ownership.
My moral value and character are characteristics that I carry with me. I want my clients to understand that I will always work in their best interest and be honest with them at all times, no matter the cost. I bring a drive to understand their position and their goals.
I have more than 10yrs of credit counseling experience and budget development. I have been able to help people get out of debt without the use of any program for many years. I worked for Navicore (formerly NovaDebt) for 10yrs before leaving the company because of distance. During that time, I became a seasoned counselor, without the title of Senior Counselor. I was the go-to person on my team for teaching and resources for the 'night crew".
Harkes Realty & Associates